Get the Highest Yield For Your Crypto
Earn up to 12% APY on BTC, 13% on SOL, 15% on USDT. Borrow USDT at 14% APR. Fully Insured, Regulated, Daily Payouts, No Limits, No Credit Checks.

Full Insurance
We store customer assets in Fireworks, the trusted digital asset custodian, with full insurance from Lloyd’s of London.
Regulated
We are regulated by and we hold The Swiss Financial Market Supervisory Authority (FINMA) licence.
No Credit Checks
We don't require any credit checks for our lending and borrowing products. Your credit score remains untouched.
Put your crypto to work
Turn your idle crypto assets into daily passive income and use your crypto as collateral to access cash tax free. Fulcrum helps you experience the real life benefits of your crypto with full security. We offer the best rates on the market, we offer full insurance and we are licensed.

$86+ million
Assets under administration
$9 million
Interest Paid
$14 million
Credit Issued
Earn
Earn high interest and extra yield
Start earning interest on your crypto from the moment you make a deposit. Highest rates on the market paid out to you daily. Up to 12% on BTC and ETH, 13% on BNB and SOL, 15% on USDT and USDC. Unlock extra 2% APY by Fulcrum Token staking.


Borrow
Borrow cash without selling your crypto
Use your crypto as collateral to get the cash you need tax free, while holding onto your crypto for future growth. Borrow USDT at 14% APR. No credit check required. Qualify instantly with same day funding.
Fulcrum Token Staking
Boost Your Earning by Fulcrum Token Staking
Grow your earning APY by 2% with Fulcrum Token staking. The more you stake, the better your rates are.
Starter
Stake 2% of Fulcrum Tokens against the total amount of your portfolio
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0.5% more interest on Earn
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1 free withdrawal a month
Advanced
Stake 4% of Fulcrum Tokens against the total amount of your portfolio
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1% more interest on Earn
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3 free withdrawals a month
Premium
Stake 8% of Fulcrum Tokens against the total amount of your portfolio
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2% more interest on Earn
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10 Free withdrawals