Get the Highest Yield For Your Crypto
Earn up to 12% APR on BTC, 13% on SOL, 15% on USDT. Borrow USDT at 14% APR. Fully insured, regulated, daily withdrawals, daily payouts, no limits, no credit checks.
Full Insurance
We store customer assets in Fireworks, the trusted digital asset custodian, with full insurance from Lloyd’s of London.
Regulated
We are regulated by, and we hold the Swiss Financial Market Supervisory Authority (FINMA) licence.
No Credit Checks
We don't require any credit checks for our lending and borrowing products. Your credit score remains untouched.
Put your crypto to work
Turn your idle crypto assets into daily passive income and use your crypto as collateral to access cash tax-free. Fulcrum helps you experience the real-life benefits of your crypto with full security. We offer the best rates on the market, we offer full insurance, and we are licensed.
$86+ million
Assets under administration
$9 million
Interest Paid
$14 million
Credit Issued
Earn
Earn high interest and extra yield
Start earning interest on your crypto from the moment you make a deposit. The highest rates on the market are paid out to you daily. Up to 12% on BTC and ETH, 13% on BNB and SOL, 15% on USDT and USDC. Unlock an extra 2% APR by Fulcrum Token staking.
Borrow
Borrow cash without selling your crypto
Use your crypto as collateral to get the cash you need tax-free, while holding onto your crypto for future growth. Borrow USDT at 14% APR. No credit check required. Qualify instantly with same-day funding.
Fulcrum Token Staking
Boost Your Earnings by Fulcrum Token Staking
Grow your earning APR by 2% with Fulcrum Token staking. The more you stake, the better your rates are.
Starter
Stake 2% of Fulcrum Tokens against the total amount of your portfolio
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0.5% more interest on Earn
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1 free withdrawal a month
Advanced
Stake 4% of Fulcrum Tokens against the total amount of your portfolio
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1% more interest on Earn
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3 free withdrawals a month
Premium
Stake 8% of Fulcrum Tokens against the total amount of your portfolio
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2% more interest on Earn
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10 Free withdrawals
Testimonials
We are beyond expectations
Fulcrum is driving remarkable user experiences that enable success stories, empower businesses, and fuel growth across industries and individuals.
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"I have been using Fulcrum for several months now, and I absolutely adore their business model. Their service is exceptional and secure. I recommend it 100%♥️"
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"It is the sole service provider I have come across that truly prioritizes its clients. The platform is straightforward, yet it offers numerous features that other providers do not: The loan options are highly adaptable, and you will earn interest in the tokens you have staked, rather than in brand-specific tokens, as is common on other platforms."
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"I have confidence in Fulcrum as I believe they are among the few market players genuinely committed to their community. The team is responsive and easily reachable."
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"I’ve used Fulcrum for the last few months, great platform and returns, no issues."
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"The services they provide have genuinely been a vital support for me. In my opinion, Fulcrum serves as an excellent alternative to a bank."
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"I have been using Fulcrum for a number of months and have not encountered any problems. During this period, I have observed consistent enhancements in their services, application, and website — it is evident that they are dedicated to innovation and enhancing user experience."
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"The fact they that they offer insurance on your assets unlike anyone is what makes the platform valuable for me. Got great returns and can't find fault with them."
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"Fulcrum has been a crucial support for me. Initially, I found myself in need of additional funds, and they facilitated a quick process for me to obtain it after providing some cryptocurrency collateral. They were there for me during my time of need, and I will always remember that!"
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"Great customer service and they strive to maintain their reputation. The interest they pay on my assets are consistently high, far better than what any traditional bank or crypto platform offers."
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"I have been utilizing Fulcrum for some time now, and I am truly impressed by the extensive range of services they provide. Whether it involves earning interest on cryptocurrency or getting instant credit, the platform is user-friendly and exceptionally well-designed."
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