Access Cash Without Selling Your Crypto
With Fulcrum, you can borrow cash and hold your coins to see them grow while avoiding taxes. Access borrowing power of up to $1 million and get your funds within 24 hours with no credit history required.
Avoid Taxes
Loans, including crypto-loans are non-taxable by tax authorities around the world. However, selling your crypto is taxable. So when you need cash, don't sell your crypto. Borrow from Fulcrum against your crypto to avoid taxes and achieve long-term crypto growth.
No Credit Checks
Get access to fast cash within 24 hours with no credit history checks and no touch on your credit history. We support major cyrpto such as BTC, ETH and SOL as your collateral to give you USDT up to $1M.
Fully Insured & Licenced
You can get lower credit APRs with some platforms, but your collateral won't be insured. Our crypto loans ensure that your personal assets remain protected, even in the event of default. Unlike other platforms we don't provide partial insurance or insurance that rely on third parties. We provide full-insurance that covers all loss for any incident. We are also regulated and licenced by Swiss financial authority FINMA.
Unlock Instant Funds for Yourself and Your Business
Leverage your crypto investments as collateral to access instant funds. Our crypto-backed loans cater for personal needs and to businesses of all sizes, providing adaptable solutions for various loan amounts.
Loan-to-Value (LTV)
50%
Duration
12 Months
Interest Rate
14%
+0.5% service fee
The strategy? Simple.
We work pretty much same as the traditional banks. We lend funds to creditors with higher interest than we give to lenders while securing our business with 50% collateral from our creditors and full insurance from our insurance provider.
Backbone of our business is insurance. In addition to yearly premiums, we pay half of what we earn from each deposit to our insurance provider. In our business model, the insurance provider is not a third party, but our direct partner that daily earns from the platform.